Capabilities
Every program below is actively brokered. If a scenario does not appear here it is still worth a conversation. The unusual file is the specialty of the house.
01
Bank Statement & Self-Employed
Qualification on deposits rather than tax returns.
- 12 & 24 month bank statement
- P&L only · 1099 only
- Asset depletion
- VOE only
02
DSCR & Investor
The property qualifies on its own rent, not your personal income.
- Long & short term rental
- LLC / entity vesting
- Portfolio & blanket
- Cash-out for the next buy
03
Conventional, FHA, VA, USDA
The full agency menu at wholesale pricing.
- Conventional & high balance
- FHA including 203k
- VA purchase, IRRRL, cash-out
- Down payment assistance
04
Construction & Renovation
From ground-break to permanent financing in a single closing.
- One-time close construction to perm
- Ground-up & spec builds
- ADU construction
- Fix & flip / bridge
05
Commercial & Multifamily
Institutional and private capital placement.
- 5+ unit multifamily & mixed use
- Owner-occupied commercial
- SBA & working capital
- Private equity placement
06
Hard Money & Private
Velocity and narrative over the spreadsheet.
- Short-term bridge
- Foreign national
- ITIN
- Cross-collateralization
Not sure which one fits?
Describe the situation and I will tell you which program it belongs in, or that none of them do.
Present a Scenario