The Broker
Twenty-seven years, one operating principle: match the file to the lender built for it.
I started in this business in 1999. Since then I have funded over a billion dollars in loans through every rate environment, every guideline change, and every credit cycle the market has thrown at us.
West Group Capital is an independent mortgage brokerage powered by NEXA Mortgage, LLC dba NEXA Lending. That structure matters. I am not captive to one bank's product menu. Your file gets shopped across more than 300 wholesale, institutional, and private equity lenders and placed where it actually fits.
Most of my business comes from real estate agents and past clients who send me the files nobody else could figure out. Self-employed borrowers whose write-offs killed their qualifying income. Investors buying in an LLC. Foreign nationals. Ground-up construction. Commercial and multifamily. Cases where the answer requires knowing which lender's guideline actually allows it.
The value is not a rate sheet. Anyone can print one. The value is knowing, after 27 years, where a difficult file lives and how to get it to the closing table.
Tell me the scenario
Property, rough numbers, timeline, and anything unusual. No application, no credit pull, no obligation.
I shop 300+ lenders
Wholesale, institutional, and private equity. The file goes where it actually fits instead of being forced into one bank’s box.
You get the honest read
What works, what it takes, and what it costs. If the answer is no, you hear it fast and you hear why.
Areas of Focus
Have a file that needs a second opinion?
No application. No credit pull. A direct read on whether it works.
Present a Scenario